What's Included In the Early Years Care + Plan
Medical coverage
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Hospitalization
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Medications
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Genetic conditions
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Behavioral therapy
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Holistic medicine
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Alternative therapies
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Prescription food & supplements
Wellness & preventive
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Wellness exam
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Vaccinations
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Spay – Neuter
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Microchip
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Deworming
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Blood test
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Parasite test
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Flea medication
Televet 24/7 — unlimited vet access
Connect via video or chat with a licensed veterinarian in under 60 seconds, any time of day. Included in every plan at no extra cost.
Loved by Pet Parents Across the U.S.
Discover how we have helped families care for their pets with confidence through every stage of life.
Why Choose Kanguro For Early-life Pet Coverage
Kanguro offers a simple, digital-first experience with flexible coverage options, an easy claims process, and bilingual support in English and Spanish.
Built for early development
Designed for pets under 3 years old, the stage where preventive care has the greatest long-term impact on your pet's health.
Flexible Plans for Every Budget
Customize your coverage by selecting the reimbursement percentage, deductible, and annual limit that best fit your needs and budget.
Unlimited TeleVet access
New pet owners get unlimited 24/7 licensed vet access via video or chat, no appointment, no waiting room.
Wellness and Medical Protection
Covers spay/neuter, microchip, deworming, blood tests, parasite testing, flea medication, and wellness exams — all the essentials for a healthy first year.
Genetic condition coverage
Hereditary and breed-specific conditions are covered, something many basic plans exclude entirely.
Bilingual Support and Easy Claims
Manage your policy through a simple digital experience and receive claims assistance from bilingual support teams in English and Spanish.
Who Should Consider Early Years Care+?
Early Years Care+ is designed for:
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Puppies under 3 years old
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Kittens under 3 years old
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First-time pet owners
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Pet parents who want preventive care included
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Breeds with known hereditary conditions
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Owners looking for predictable veterinary expenses during the first years of life
This plan combines accident and illness coverage with preventive wellness services recommended during a pet's first three years.
Common Veterinary Costs During the First Years
Most puppies and kittens require multiple veterinary visits during their first years.
Common expenses may include:
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Initial wellness exams
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Vaccination schedules
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Parasite screenings
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Microchipping
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Spaying or neutering
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Diagnostic testing
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Emergency treatment for accidents
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Treatment for hereditary or genetic conditions
These costs can add up quickly, which is why many pet parents choose insurance early in their pet's life.
Which Kanguro Pet Insurance Plan Is Right for You?
Choosing the right pet insurance plan depends on your pet's age, healthcare needs, and whether you want preventive care included. Here's a side-by-side comparison of Kanguro's three most popular plans.
Essential Care
Provides accident and illness coverage for pet parents seeking protection against unexpected veterinary expenses and eligible medical treatments.
Premier Care+
Includes accident and illness coverage plus preventive wellness benefits, such as vaccinations, wellness exams, and routine care services.
Early Years Care+
Designed for puppies and kittens under 36 months, including wellness benefits, booster shots, microchipping, and spay/neuter coverage.
Compare Kanguro Pet Insurance Plans
Choosing the right pet insurance plan depends on your pet's age, healthcare needs, and whether you want preventive care included. Here's a side-by-side comparison of Kanguro's three most popular plans.
How Kanguro Pet Insurance Works
Sign up quickly and manage everything online, with no complicated steps.
Get Your Quote
Tell us about your pet and receive a customized quote in seconds.
Customize Your Plan
Choose the deductible, reimbursement rate, and coverage that work best for you.
Enroll & Get Protected
Sign up online in minutes and use your coverage at any licensed veterinarian. Submit claims easily through our secure platform.