What does Kanguro pet insurance cover?
Pet health insurance covers the surprising costs of owning a pet, like accidents or disease.
It’s pretty similar to car insurance. Your car insurance covers you for unexpected events, like accidents and damage, but you still need to pay for routine oil changes and car washes.
With pet insurance, it’s the same. Kanguro provides comprehensive coverage for accidents and illness. But, if you feel like you do need that extra support from your insurance, Kanguro can cover it all.
Wellness care is an incredibly important part of a pet’s life, but it’s not covered in the basic health insurance package for your pet. For an extra fee, you can add the wellness and preventive complement to your plan.
Accidents and
illness
Main insurance plan
All Kanguro policies cover vet costs to diagnose and treat unexpected events, such as:
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X-rays and other tests
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Stomach issues
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Skin conditions​
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Injuries
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Cancer
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Blood disease
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End-of-life care
And more!
Wellness and
preventive
Optional add-on
You can add a wellness plan to your policy for an extra fee. Wellness plans cover your pet’s expected costs, such as:
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Routine vet visit
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Vaccinations
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Preventive medicine
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Fecal test
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Heartworm test
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Routine dental celaningn
And more!
Televet 24/7
Your Pet’s Personal Vet, On-Demand
Imagine this...
It’s 3am, and your new puppy just threw up…
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You immediately open the Kanguro app and tap on Televet…
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Right away, you’re connected with a licensed vet…
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You get expert advice for free without ever having to leaving home!
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Comprehensive coverage for your furry friends
Imagine this...Get the perfect plan for your pet and manage everything from your phone with the Kanguro app. Plus, enjoy up to 90% reimbursement and a 10% multi-pet discount! How’s that for fur-tastic savings?
Plan Option
Diagnostics
Physical examinations
Urinalysis
X-rays
Lab work
CT scans
Ultrasounds
Behavioral exams /Other medically necessary
Procedures
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Required outpatient, specialty, and emergency care
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Any hospitalization deemed necessary by a vet to deliver medical treatment to your pet
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Post-procedure in-hospital care when medically necessary
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Prosthetic limbs
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Veterinarian exam fees
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Emergency room and specialty veterinarian fees
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Cancer treatments
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Surgery
Medications and medical supplies
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Injections
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Prescription medicine prescribed by a veterinarian
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Medical supplies required to perform covered medical procedures in a veteriarian’s office
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Any other medical supplies prescribed by a veterinarian and deemed medically necessary
Coverage is provided for road accidents, poisioning, animal bites, or ingestion of foreign bodies that result in unintended injury, illness, broken bones, dental fractures, and sprains.
Accidents
Illness
Coverage is provided for infections and other sickness symptoms, like vomiting or diarrhea.
Repeating or chronic conditions
Coverage is provided for conditions including cancer, heart disease, diabetes, arthritis, and skin conditions.
Dental treatments
Endodontic treatment for dental injuries or illnesses, up to $1000 per policy period.
Genetic or hereditary conditions
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Musculoskeletal disorders
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Blood disorders
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Eye disorders
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Elbow dysplasia
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Hip dysplasia
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Hernias
Mobility devices
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Prosthetic limbs
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Mobility devices
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Mobility aids
End-of-life care
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Euthanasia when deemed necessary for humane reasons
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Cremation costs, up to $1000 per policy period
Routine exams
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Fecal test for internal parasites
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Routine exams
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Heartworm exams
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Routine blood tests
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Routine wellness exam
Which are some common vaccinations
Vaccinations
Preventive medication
Including medication for:
Flea prevention
Tick prevention
Heartwom prevention
Coverage is provided for road accidents, poisioning, animal bites, or ingestion of foreign bodies that result in unintended injury, illness, broken bones, dental fractures, and sprains.
Routine dental procedures
See sample policy
Customers say: exceptional service, every time
Real experiences, real care
Mir
I can’t recommend Kanguro enough! As a proud dog mom to Blue, I always want the best care for him, and Kanguro has made that possible with ease and reliability. Over Blue’s two years of life...
02/24/24
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Anita
Greate costumer service
We are new to Kanguro and we did not have a clue how it works. We spoke with Juan a very nice guy who took the time and explained it so that we could understand....
02/06/24
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Timothy Brewer
First Experience
I recently took my new puppy to the vet and submitted the necessary paperwork to Kanguro. They promptly covered the agreed 80% without any issues.
02/24/24
Eileen Salem
Ease of use
So glad that I found out about pet insurance through my local vet! It came in handy when my girl Sylvie got into something she shouldn’t have....
02/08/24
Evelyn
I unfortunately didn’t know about pet insurance until my Max got terribly sick. I was skeptical and had questions on what it actually paid. They were easy to contact...
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As a member of the North American Pet Health Insurance Association, we are committed to providing high-quality, transparent, and reliable coverage.
Our pawsitively fantastic benefits
Experience the peace of mind that comes with being part of the Kanguro family. From dedicated agents to exclusive partner perks and special offers, Kanguro members enjoy a world of benefits designed to make life easier. With personalized support and unique privileges, you'll always feel supported at Kanguro.
Sign up online in minutes to start protecting your furry family members right away.
Agents that feel like family
Simply file your claim through the app, and get reimbursed in no time.
The fastest claim
turnaround in
the industry
You can always count on friendly and personable agents who are committed to making sure you get the support you need, when you need it.
Quick and easy
enrollment
As a member of the Kanguro family, you get access to dozens of exclusive deals and savings through our partner brands.
Exclusive
partner
perks
Comprehensive coverage for your furry friends
Accidents happen
Meet Max. Max loves chasing squirrels in the backyard. One afternoon, he twisted his paw while leaping over a flower bed.
A trip to the vet confirmed a sprained ankle, requiring an examination, X-rays, and pain medication. The bill? $585!
Luckily, Max was covered by Kanguro. With a 90% reimbursement, his parents only had to pay $65 out of pocket.
Get a quote today to give your pet the care they deserve without breaking the bank.
*This is an approximate reimbursement based on covered treatments using a 90% reimbursement and after meeting one-time your yearly deductible
File your claim in 3 easy steps
File a claim from the Kanguro app
Upload all bills and documents and answer a few questions. We’ll take care of the rest
Track your claim’s progress every step of the way
Through the app or on the phone, get real-time updates about the status of your claim
Get paid fast
Once your claim is approved, you’ll be paid back through a direct deposit or with a check.
Enroll in minutes through the Kanguro App
Frequently asked questions
What is pet insurance and how does it work?
Pet insurance helps pet owners manage the cost of dog ownership by covering a portion of medical expenses for pets. It covers vet bills whenever your furry family member gets hurt or feels sick. Without coverage, you could spend $28,000-34,000 on a single pet across their lifetime.
Where does Kanguro offer pet insurance services?
Currently, Kanguro offers pet coverage in the following locations: Arizona, Arkansas, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Louisiana, Maryland, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Oklahoma, Ohio, Oregon, South Carolina , Tennessee, Texas, Utah, Virginia, Washington DC
How can I compare pet insurance coverage with other providers?
Here’s a great comparison chart that details how Kanguro compares to other well-known competitors in the pet insurance field, like Nationwide, Healthy Paws, and more.
Can I add another pet to my existing policy?
Yes! You can add up to 5 pets to the same policy.
Does renters insurance cover pets?
Renters insurance generally covers pet-related incidents under its liability coverage. For instance, if your pet injures someone or damages something in someone else’s property, the policy may help cover associated costs. However, damage caused by the pet in the rental unit itself is not covered. Additionally, some policies may exclude certain dog breeeds, so it’s important to check your specific policy details and consider additional coverage if needed.