What is renters insurance?
Your stuff, your home, your peace of mind…
almost there!
Renters insurance is designed for people who rent property. It protects your belongings and covers you if someone gets hurt in your residence or if you accidentally damage someone else’s property.
Protect your belongings
You worked hard for your belongings. With Kanguro renters insurance, you can rest assured your belongings are protected, even if you don’t own the residence you live in.
Fully customizable plans
Customize your policy to cover exactly what you need without any extras. That’s how we help you protect the things you care about the most at a price you can afford.
$50,000
$30,000
Maximum value for a single scheduled item .
What is scheduled items coverage?
Scheduled items coverage provides full value coverage for expensive and valuable items, like an engagement ring or an expensive camera.
Some items in life are irreplaceable. With scheduled items coverage, you can get coverage for highly valuable items at their full value.
What items can I cover as declared articles?
The things you care about the most deserve extra protection
Maximum value for all scheduled items
Musical instruments
Fine jewelry
Valuable art
TVs, computers, and cameras
Bikes
Designer clothing
Collectibles
Appliances
Rare books
Learn more about scheduled items
Only Kanguro Renters Insurance lets you include these as scheduled items
Barbecue grills
Home office and home video equipment
Electric scooters
Personalized coverage for the things you love
Scheduled items coverage provides full value coverage for expensive and valuable items, like an engagement ring or an expensive camera.
Additional living expenses (ALE) included
Friendly, bilingual agents who are always ready to help
Kanguro also offers pet insurance
ALE covers living costs if you need to temporarily relocate.
With Kanguro renters insurance, you'll have a team of friendly, bilingual agents who are more than happy to help you every step of the way.
If you’re looking into renters insurance, consider our pet insurance to protect your furry family members too!
Personal property coverage
Kanguro renters insurance provides coverage for your personal belongings when unfortunate events happen, like fire, theft, or vandalism.
What’s included?
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Furniture & appliances
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Clothing & personal items
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Electronics
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Books & other media
Find out more
Personal liability coverage
If someone gets hurt in your home or if you accidentally damage someone else’s property, Kanguro helps with several expenses.
What’s included?
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Injuries to others
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Property damage
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Legal fees & court costs
Find out more
Additional living expenses (ALE) included
If something happens to your home that makes it unlivable, renters insurance helps pay for the extra costs of living somewhere else.
What’s included?
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Temporary housing
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Food
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Storage fees
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Pet boarding
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Laundry
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Transporation
Find out more
How does it work?
File a claim
in 3 easy steps
File a claim from the Kanguro app
Upload all bills and documents and answer a few questions. We’ll take care of the rest
Track your claim’s progress every step of the way
Through the app or on the phone, get real-time updates about the status of your claim
Once your claim is approved, you’ll be paid back through a direct deposit or with a check.
Get paid fast
Frequently asked questions
Theft? We’ve got you covered
If your belongings are stolen, we'll help you replace them. We cover theft due to break-ins, vandalism, and even stolen packages.
House fire? We'll help you recover.
Yikes! Fire damage can be devastating. We'll help you replace or repair your belongings so you can get back on your feet.
Water damage? Don’t sweat it.
From soggy carpets to fried electronics, water damage can be a nightmare. We'll help you replace or repair your damaged belongings.
Guest injury coverage: medical and legal costs
Kanguro insurance has your back if a guest gets injured in your home. We'll help with medical expenses and even legal costs. And speaking of accidents, don't forget about our pet insurance to protect your furry family members too!
Liability coverage: protecting you and your neighbors.
Our liability coverage helps protect you if you accidentally damage your landlord's or a neighbor's property. We cover damages caused by events things like fire, smoke, water leaks, and even explosions.
Forced to relocate? We'll cover your expenses.
If your rental becomes uninhabitable due to a covered event, our loss of use coverage helps with your living expenses. We'll help cover the cost of temporary housing, food, and laundry.
Need to replace your stuff? We can help.
Replacement cost coverage helps you replace your belongings with new items, not just their depreciated value. This means you'll receive the amount needed to buy new replacements.
Don't let sewer problems drain your wallet
Sewer backups can cause significant damage to your home. Our water and sewer backup coverage helps cover the cost of repairs if a sewer or drain backs up into your rental. We'll help you deal with the mess and get your home back to normal.
Fraud protection: secure your identity.
Identity theft can be a nightmare. Our fraud protection coverage helps with expenses you incur if you become a victim of identity fraud. We can help with legal fees, credit monitoring, and other costs associated with restoring your identity.
Can I add another pet to my existing policy?
Yes! You can add up to 5 pets to the policy.