What Is Cat Insurance?
Cat insurance, also called cat health insurance or pet insurance for cats, reimburses you for eligible vet costs when your cat gets sick or injured. With Kanguro, you pay a monthly premium starting at $15, visit any licensed vet in the U.S., and get up to 90% of eligible bills back after your deductible.
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Customized plan for each cat
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TeleVet 24/7 included in every plan
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Real bilingual support from people who care
Pet Insurance for Cats That Fits Your Budget
Build your plan by choosing three things:
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Deductible: $200 – $1,000
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Annual limit: $5,000 – Unlimited
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Reimbursement rate: 70%, 80% or 90%
How Much Does Cat Insurance Cost?
Kanguro cat insurance starts at $15/month. Your price depends on:
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Your cat’s breed (some breeds have a higher genetic risk for certain conditions)
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Your cat’s age (enrolling young usually means lower premiums)
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Your ZIP code (vet costs vary by location)
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The deductible, annual limit and reimbursement rate you choose
Tip: a higher deductible lowers your monthly premium. A higher reimbursement rate means more money back on each claim.
Even Indoor Cats Need Coverage
Indoor cats avoid many outdoor accidents, but they still get sick. Common reasons indoor cats end up at the vet include:
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Urinary issues and blockages (FLUTD)
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Kidney disease
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Dental disease
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Hyperthyroidism
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Diabetes
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Swallowed objects like string, hair ties or ribbon
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An emergency visit for a urinary blockage alone can cost thousands of dollars. Coverage matters even if your cat never goes outside.
What Kanguro Cat Insurance Covers
What Cat Insurance Doesn’t Cover
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Pre-existing conditions (symptoms that showed before coverage started)
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Cosmetic procedures
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Breeding and pregnancy costs
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Conditions that start during the waiting period
Why Pet Parents Choose Kanguro Insurance
Everything you need to protect your pet, plus exclusive benefits that help you save every day.
Real bilingual support
Coverage that travels with you, at home or abroad
One app for
everything
More Kanguro Insurance Benefits
Direct Pay
Available
Kanguro
Pharmacy Discounts
Cashback on
Everyday Purchases
$25 Amazon Referral
Rewards
$500 Lost Pet Assistance
Multi-Pet
Savings
Flexible Payment
Discounts (Annual, Quarterly)
Discount on
Pet Products
What to Look for in the
Best Pet Insurance for Cats
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Reimbursement rate: Kanguro offers up to 90%
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Vet choice: any licensed vet, specialist or emergency clinic in the U.S.
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Waiting periods: 2 days for accidents, 14 days for illnesses
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Claim speed: Kanguro reimburses eligible claims in under 3 business days on average
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Direct vet payment: for bills over $900, Kanguro can pay your vet directly
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Support: real people, in English and Spanish
How Kanguro Cat Insurance Works
01
Visit the vet you trust
Choose any licensed vet and get the care your pet needs.
02
Send us the bill
Submit your claim through the Kanguro Insurance app in just seconds.
03
Receive your reimbursement
Get up to 90% back in under 3 business days.
How Claims Work
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File your claim in the Kanguro app in minutes.
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Get reimbursed in under 3 business days on average.
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For bills over $900, Kanguro can pay your vet directly.
When Does Coverage Start?
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Accidents: after 2 days
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Illnesses: after 14 days
What Cat Parents Are Saying
Real stories from Kanguro members about the vet bills we helped cover.
Frequently
Asked Questions
About Cat Insurance
Do You Also Rent?
Life happens at home too.
Protect your belongings with Kanguro Renters Insurance starting as low as $5/month.