What Is Dog Insurance?
Dog insurance, also called dog health insurance or pet insurance for dogs, reimburses you for eligible veterinary costs when your dog gets sick or injured. With Kanguro, you pay a monthly premium starting at $30, visit any licensed vet in the U.S., and get up to 90% of eligible bills back after your deductible.
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Customized plan for each dog
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TeleVet 24/7 included in every plan
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Real bilingual support from people who care


Pet Insurance for Dogs That Fits Your Budget
Build your plan by choosing three things:
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Deductible: $200 – $1,000
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Annual limit: $5,000 – Unlimited
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Reimbursement rate: 70%, 80% or 90%
How Much Does Dog Insurance Cost?
Kanguro dog insurance starts at $30/month. Your price depends on:
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Your dog’s breed (some breeds are prone to conditions like hip dysplasia)
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Your dog’s age (enrolling young usually means lower premiums)
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Your ZIP code (vet costs vary by location)
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The deductible, annual limit and reimbursement rate you choose
Tip: a higher deductible lowers your monthly premium. A higher reimbursement rate means more money back on each claim.
What Kanguro Dog Insurance Covers
What Dog Insurance Doesn’t Cover
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Pre-existing conditions (symptoms that showed before coverage started)
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Cosmetic procedures
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Breeding and pregnancy costs
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Conditions that start during the waiting period
Why Pet Parents Choose Kanguro Insurance
Everything you need to protect your pet, plus exclusive benefits that help you save every day.

Real bilingual support

Coverage that travels with you, at home or abroad

One app for
everything
More Kanguro Insurance Benefits

Direct Pay
Available

Kanguro
Pharmacy Discounts

Cashback on
Everyday Purchases

$25 Amazon Referral
Rewards

$500 Lost Pet Assistance

Multi-Pet
Savings

Flexible Payment
Discounts (Annual, Quarterly)

Discount on
Pet Products
What to Look for in the Best Dog Insurance
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Reimbursement rate: Kanguro offers up to 90%
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Vet choice: any licensed vet, specialist or emergency clinic in the U.S.
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Waiting periods: 2 days for accidents, 14 days for illnesses
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Claim speed: Kanguro reimburses eligible claims in under 3 business days on average
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Direct vet payment: for bills over $900, Kanguro can pay your vet directly
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Support: real people, in English and Spanish

How Kanguro Dog Insurance Works
01
Visit the vet you trust
Choose any licensed vet and get the care your pet needs.
02
Send us the bill
Submit your claim through the Kanguro Insurance app in just seconds.
03
Receive your reimbursement
Get up to 90% back in under 3 business days.
How Claims Work
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File your claim in the Kanguro app in minutes.
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Get reimbursed in under 3 business days on average.
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For bills over $900, Kanguro can pay your vet directly.
When Does Coverage Start?

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Accidents: after 2 days
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Illnesses: after 14 days
What Dog Parents Are Saying
Real stories from Kanguro members about the vet bills we helped cover.
Frequently
Asked Questions
About Dog Insurance

Do You Also Rent?
Life happens at home too.
Protect your belongings with Kanguro Renters Insurance starting as low as $5/month.
