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Dog Insurance from $30/mo* — Up to 90% Back on Vet Bills

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When Your
Dog Needs Help,

Kanguro Jumps In

From puppy checkups to emergency surgery, Kanguro helps you say yes to the vet without checking your bank account first. Life happens, Kanguro jumps in.

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*Price varies by pet, age, breed, and location.

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What Is Dog Insurance?

Dog insurance, also called dog health insurance or pet insurance for dogs, reimburses you for eligible veterinary costs when your dog gets sick or injured. With Kanguro, you pay a monthly premium starting at $30, visit any licensed vet in the U.S., and get up to 90% of eligible bills back after your deductible.

  • Customized plan for each dog

  • TeleVet 24/7 included in every plan

  • Real bilingual support from people who care

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Pet Insurance for Dogs That Fits Your Budget

Build your plan by choosing three things:

  • Deductible: $200 – $1,000

  • Annual limit: $5,000 – Unlimited

  • Reimbursement rate: 70%, 80% or 90%

How Much Does Dog Insurance Cost?

Kanguro dog insurance starts at $30/month. Your price depends on:

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  • Your dog’s breed (some breeds are prone to conditions like hip dysplasia)

  • Your dog’s age (enrolling young usually means lower premiums)

  • Your ZIP code (vet costs vary by location)

  • The deductible, annual limit and reimbursement rate you choose

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Tip: a higher deductible lowers your monthly premium. A higher reimbursement rate means more money back on each claim.

What Kanguro Dog Insurance Covers

Essential Care

Helps cover eligible veterinary costs for unexpected accidents and illnesses

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MRIs

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Blood disorders

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Specialty and ER

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Respiratory condition

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Dental Illness

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Cremation

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Cancer treatment

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Eye disorders

Premier Care+

Also covers preventative care and routine medical attention for your furry friend.

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Vaccinations

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Parasite test

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Deworming

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Flea medication

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Wellness exam

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Heartworm test

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Blood test

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Routine care

Early Years Care +

For pets under 3 years old. The most complete protection they deserve.

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Vaccinations

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Spay/Neuter

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Deworming

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Parasite test

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Wellness exam

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Microchip

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Blood test

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Flea medication

What Dog Insurance Doesn’t Cover

  • Pre-existing conditions (symptoms that showed before coverage started)

  • Cosmetic procedures

  • Breeding and pregnancy costs

  • Conditions that start during the waiting period

Why Pet Parents Choose Kanguro Insurance

Everything you need to protect your pet, plus exclusive benefits that help you save every day.

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Real bilingual support

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Coverage that travels with you, at home or abroad

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One app for

everything

More Kanguro Insurance Benefits

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Direct Pay

Available

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Kanguro

Pharmacy Discounts

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Cashback on

Everyday Purchases

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$25 Amazon Referral

Rewards

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$500 Lost Pet Assistance

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Multi-Pet

Savings

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Flexible Payment

Discounts (Annual, Quarterly)

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Discount on

Pet Products

What to Look for in the Best Dog Insurance

  • Reimbursement rate: Kanguro offers up to 90%

  • Vet choice: any licensed vet, specialist or emergency clinic in the U.S.

  • Waiting periods: 2 days for accidents, 14 days for illnesses

  • Claim speed: Kanguro reimburses eligible claims in under 3 business days on average

  • Direct vet payment: for bills over $900, Kanguro can pay your vet directly

  • Support: real people, in English and Spanish

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How Kanguro Dog Insurance Works

01

Visit the vet you trust

Choose any licensed vet and get the care your pet needs.

02

Send us the bill

Submit your claim through the Kanguro Insurance app in just seconds.

03

Receive your reimbursement

Get up to 90% back in under 3 business days.

How Claims Work

  • File your claim in the Kanguro app in minutes.

  • Get reimbursed in under 3 business days on average.

  • For bills over $900, Kanguro can pay your vet directly.

When Does Coverage Start?

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  • Accidents: after 2 days

  • Illnesses: after 14 days

What Dog Parents Are Saying

Real stories from Kanguro members about the vet bills we helped cover.

Life Happens.

Kanguro Jumps In

so you're never on your own.

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Frequently
Asked Questions
About Dog Insurance

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Do You Also Rent?

Life happens at home too.
Protect your belongings with Kanguro Renters Insurance starting as low as $5/month.

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