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Preventive Pet Insurance
for Dogs & Cats

Life with a pet comes with both planned care and unexpected moments, and your Kanguro Insurance plan is designed to support you through both.


Your coverage helps you stay on top of routine care while also being prepared for accidents and other health concerns that can happen along the way.

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What's Included in the Preventive or Premier Care+ Plan

Coverage

  • Hospitalization 

  • Medications 

  • Genetic Conditions 

  • Behavioral Therapy 

  • Holistic Medicine 

  • Alternative Therapies 

  • Prescription Food/Supplements

  • Vaccinations 

  • Wellness Exam 

  • Routine Hygiene Services 

  • Heartworm Test 

  • Deworming 

  • Blood Test 

  • Parasite Test 

  • Flea Medication

Accidents & illnesses:

  • Reimbursement rates: 70%, 80% o 90% 

  • Deductible range: $200 to $1,000

  • Annual limit range: $5,000 to unlimited!*

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*Does not include: Pre-existing conditions Spay - Neuter Microchip

Additional Benefits Included with Your Policy

  • Cashback rewards through Kanguro's partner, Wellfold

  • Direct payment to the veterinary clinic for eligible invoices over $900

  • Earn a $30 Amazon gift card for every friend or family member you refer

  • Up to $500 in assistance if your pet becomes lost

When Does Coverage Start?

Your policy includes short waiting periods before certain benefits become available

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  • Accidents: Coverage starts after 2 days

  • Illnesses: Coverage starts after 14 days

  • Preventive care services: Available after 24 hours

Loved by Pet Parents Across the U.S.

Discover how we have helped families care for their pets with confidence through every stage of life.

Why Pet Owners Choose Kanguro Insurance's Preventive Plan

Premiere Care+ combines accident and illness protection with preventive care benefits, giving pet owners a practical way to support their pets' health through every stage of life. 

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Available across multiple U.S. states, including Texas, Florida, Arizona, Georgia, New Mexico, and others, the plan delivers flexible coverage, fast digital access, and veterinary support whenever you need it.

Comprehensive Accident & Illness Coverage

Get reimbursed for eligible veterinary expenses related to accidents, illnesses, hospitalizations, medications, and other covered treatments.

Flexible Plans for Every Budget

Customize your coverage by selecting the reimbursement percentage, deductible, and annual limit that best fit your needs and budget.

Preventive Care
Benefits

Support your pet’s wellness with coverage for vaccinations, routine exams, blood work, parasite testing, deworming, flea prevention, and preventive care services.

Coverage for Genetic Conditions

Premiere Care+ includes coverage for eligible hereditary and breed-specific conditions, helping provide broader protection than many standard pet insurance plans.

Unlimited 24/7 TeleVet Access

Connect with licensed veterinarians anytime through unlimited video calls and chat sessions, helping you get expert guidance whenever questions arise.

Bilingual Support and Easy Claims

Manage your policy through a simple digital experience and receive claims assistance from bilingual support teams in English and Spanish.

Is Kanguro's Preventive Plan Right for Your Pet?

Kanguro Insurance’s Premier Care+ Plan Plan is designed for

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  • Pet owners who want help covering routine wellness care

  • Dogs and cats that need annual exams, vaccines, and preventive treatments

  • Families who prefer planning ahead for recurring vet visits

  • First-time pet owners who want guidance with basic care needs

  • Pet parents focused on keeping their pet healthy year-round

  • Owners looking for a simple way to manage everyday veterinary expenses

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This plan helps cover essential preventive services like wellness exams, vaccinations, parasite testing, and routine care, making it easier to stay consistent with your pet’s health needs throughout the year.

Common Preventive Care Costs for Pets

Regular veterinary visits help pets stay healthy and give veterinarians the opportunity to identify potential concerns early.

Common preventive care expenses may include:

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  • Annual wellness exams

  • Core and lifestyle vaccinations

  • Heartworm testing

  • Fecal and parasite screenings

  • Flea, tick, and heartworm prevention

  • Deworming treatments

  • Routine blood work

  • Preventive medications

  • Nutritional consultations

  • Ongoing wellness monitoring

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These routine healthcare expenses can add up throughout the year. Preventive coverage can help make the cost of routine wellness care easier to manage throughout the year.

Which Kanguro Pet Insurance Plan Is Right for You?

Choosing the right pet insurance plan depends on your pet's age, healthcare needs, and whether you want preventive care included. Here's a side-by-side comparison of Kanguro's three most popular plans. 

Essential Care 

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Provides accident and illness coverage for pet parents seeking protection against unexpected veterinary expenses and eligible medical treatments.

Premier Care+


Includes accident and illness coverage plus preventive wellness benefits, such as vaccinations, wellness exams, and routine care services.

Early Years Care+

Designed for puppies and kittens under 24 months, including wellness benefits, booster shots, microchipping, and spay/neuter coverage.

Compare Kanguro Pet Insurance Plans

Choosing the right pet insurance plan depends on your pet's age, healthcare needs, and whether you want preventive care included. Here's a side-by-side comparison of Kanguro's three most popular plans. 

How Kanguro Pet Insurance Works

Sign up quickly and manage everything online, with no complicated steps.

Get Your Quote

Tell us about your pet and receive a customized quote in seconds.

Customize Your Plan

Choose the deductible, reimbursement rate, and coverage that work best for you.

Enroll & Get Protected

Sign up online in minutes and use your coverage at any licensed veterinarian. Submit claims easily through our secure platform.

Get Started With Preventive Coverage

Staying consistent with routine care can help support your pet’s long-term health while making it easier to catch potential issues early.

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This balance of wellness and protection helps you feel more prepared for everyday life with your pet.

Frequently Asked Questions About Preventive Pet Insurance

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Kanguro Insurance is a registered trademark property of Kanguro Insurance LLC. The information contained in this website is for illustrative purposes and coverage under any pet insurance and renters insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Coverage is subject to underwriting and approval, and may not be available for all risks or in all states. Rates and discounts vary, they are determined by many factors and are subject to change. Accident and illness coverages and the preventive and wellness plan and the renters insurance coverage is administered by Kanguro Insurance LLC as a managing general agent with offices at 4400 Biscayne Blvd, Suite 818, Miami, Florida, 33137 and underwritten by Cimarron Insurance Company with offices in 7301 Carmel Executive Park Dr #102, Charlotte, NC 28226

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