What does renters insurance cover in Texas?
Renters insurance in Texas helps protect your personal belongings, provides liability coverage, and supports you in case of unexpected situations in your rental. Kanguro Insurance offers flexible coverage options designed to match your lifestyle and everyday needs.
Personal property coverage
Protects your furniture, electronics, clothing, and personal belongings from covered events like theft, fire, vandalism, and certain types of accidental damage.
Scheduled items
Adds extra protection for valuable belongings like jewelry, laptops, bicycles, cameras, or other high-value personal items.
Liability coverage
Helps cover expenses if you accidentally damage someone else’s property or if a guest gets injured inside your rental home.
Optional coverages
Depending on your policy, you may be able to add protections like identity theft, replacement cost coverage, or sewer backup coverage.
Additional living expenses (ALE)
Helps pay for temporary housing, meals, and other necessary expenses if a covered event makes your rental temporarily unlivable.
How much is renters insurance in Texas?
Prices may vary based on your location and the type of coverage you select. Renters insurance costs in Texas can differ across cities like Houston, Dallas, Austin, San Antonio, and Fort Worth, among others. Get a personalized quote based on your coverage needs in just a few steps.
Average renters insurance prices in Texas vary by city, ZIP code, and coverage selected. Based on active Kanguro policies, most Texas renters pay between $9–$18/month, with Houston averaging around $15.66/month, Dallas around $11.86/month, Austin around $10.97/month, and San Antonio averaging $10.89/month. Cities like Corpus Christi trend higher at around $17.56/month, while El Paso averages closer to $9.82/month. Premiums can vary depending on personal property coverage limits, liability protection, replacement cost coverage, dwelling type, and optional add-ons.
Why renters in Texas choose Kanguro Insurance
Getting renters insurance in Texas is simple with Kanguro Insurance. Access a fully bilingual experience, an easy claims process, and flexible coverage options designed around your lifestyle and coverage needs.
Real bilingual support
in English & Spanish whenever you need it
Get cashback rewards
at your favorite stores and and exclusive perks
Manage your policy anytime
in the Kanguro app on iOS & Android
Your belongings are protected
at home, while traveling, and on the go
3 minutes of Average time
for pet & renters claim submission
Temporary living expense help
if a covered event makes your rental unlivable
How Kanguro Renters Insurance Works in Texas
Get covered in minutes. No paperwork. No hassle.
Get Your Quote
Answer a few simple questions and receive a personalized renters insurance quote based on your rental and coverage needs.
Choose & Activate Your Coverage
Select the protection that fits your lifestyle, including personal belongings, liability coverage, and optional add-ons. Then complete your purchase in seconds.
Manage everything digitally
View documents, update your information, submit claims, and manage your renters insurance anytime directly through the Kanguro app.