What Does Renters Insurance Cover in Florida?
Renters insurance in Florida helps protect your belongings, liability, and everyday life inside your rental. Kanguro offers flexible renters insurance designed for apartments, condos, and student housing, with a simple digital experience and real human support when you need it.
Personal property coverage
Protects your furniture, electronics, clothing, and personal belongings from covered events like theft, fire, vandalism, and certain types of accidental damage.
Scheduled items
Adds extra protection for valuable belongings like jewelry, laptops, bicycles, cameras, or other high-value personal items.
Liability coverage
Helps cover expenses if you accidentally damage someone else’s property or if a guest gets injured inside your rental home.
Optional coverages
Depending on your policy, you may be able to add protections like identity theft, replacement cost coverage, or sewer backup coverage.
Additional living expenses (ALE)
Helps pay for temporary housing, meals, and other necessary expenses if a covered event makes your rental temporarily unlivable.
How Much is Renters Insurance in Florida?
Prices vary depending on where you live and the coverage you choose. Average renters insurance costs can differ across cities like Miami, Orlando, Tampa, Jacksonville, and Fort Lauderdale. Get an estimate based on your needs in just a few steps.
Average renters insurance prices in Florida vary by city, ZIP code, and coverage selected. Based on active Kanguro policies, most Florida renters pay between $10–$15/month, with Orlando averaging around $10.42/month and Miami, Miami Beach, and Fort Lauderdale averaging between $13.99–$14.72/month. Premiums can vary depending on coverage limits, liability protection, replacement cost coverage, and optional add-ons.
Why renters in Florida choose Kanguro
Kanguro makes it easy to get renters insurance in Florida with a 100% bilingual experience, simple claims, and coverage designed for your lifestyle.
Real bilingual support
in English & Spanish whenever you need it
Get cashback rewards
at your favorite stores and brands
Manage your policy anytime
in the Kanguro app on iOS & Android
Your belongings are protected
at home, while traveling, and on the go
3 minutes of Average time
for pet & renters claim submission
Temporary living expense help
if a covered event makes your rental unlivable
How Our Renters Insurance Works in Florida
Get covered in minutes. No paperwork. No hassle.
Get Your Quote
Answer a few simple questions and receive a personalized renters insurance quote based on your rental and coverage needs.
Choose & Activate Your Coverage
Select the protection that fits your lifestyle, including personal belongings, liability coverage, and optional add-ons. Then complete your purchase in seconds.
Manage everything digitally
View documents, update your information, submit claims, and manage your renters insurance anytime directly through the Kanguro app.